Camarillo, Ventura, Oxnard real estate and homes for sale in California - Barbara Simmons, REALTOR® Barbara Simmons REALTOR(r) for Camarillo, Ventura and Oxnard, California real estate - NUMBER1EXPERT™ Barbara Simmons NUMBER1EXPERT(tm) for Camarillo, Ventura and Oxnard, California real estate
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Barbara Simmons , real estate agent and broker for Camarillo, Ventura and Oxnard California home listings, property and land for sale - NUMBER1EXPERT(tm)
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About Me: Camarillo, Ventura and Oxnard California home buying, real estate listings, and homes for sale in Ventura County, CA
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Who Am I?: Who is Barbara Simmons of Camarillo, Ventura, Oxnard, California?
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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What does the term Curb Appeal mean?

A 
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) of the Conejo Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Rapattoni Corporation are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Information has not been verified, is not guaranteed, and is subject to change.

Barbara Simmons , real estate agent and broker for Camarillo, Ventura and Oxnard California home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Simmons
Equity Center, Inc.

1233 Lucero St.
Camarillo, Ventura, Oxnard
CA 91010
Cell:: 805-390-7917
Fax: 805-495-7579

BarbaraSimmons@NUMBER1EXPERT.com

Barbara's professional experience includes over 28 years selling and managing real estate. Previous to real estate, Barbara was a stockbroker for ten years with two years experience on Wall Street. Barbara is currently a licensed real estate broker in California. DRE# 00637579

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